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+# Spanglish Website – Terms & Conditions
+
+Last updated: [Insert Date]
+
+---
+
+## 1. Introduction
+
+These Terms and Conditions ("Terms") govern the use of the Spanglish website and services.
+
+By accessing or using our platform, you agree to be bound by these Terms.
+
+If you do not agree, you must not use our services.
+
+---
+
+## 2. About Spanglish
+
+Spanglish is a community-based language exchange and cultural events platform operating in Paraguay.
+
+We organize in-person and online events for language learning and social interaction.
+
+---
+
+## 3. Eligibility
+
+To use our services, you must:
+
+* Be at least 16 years old
+* Provide accurate and complete information
+* Have legal capacity to enter into agreements
+
+We reserve the right to refuse service to anyone at our discretion.
+
+---
+
+## 4. User Accounts
+
+### 4.1 Account Creation
+
+Users may create accounts using email, password, Google login, or email codes.
+
+Accounts may also be created automatically during booking.
+
+### 4.2 Account Responsibility
+
+Users are responsible for:
+
+* Maintaining account security
+* Protecting login credentials
+* All activity under their account
+
+We are not liable for unauthorized access caused by user negligence.
+
+---
+
+## 5. Event Registration and Tickets
+
+### 5.1 Booking
+
+Event bookings are subject to availability.
+
+A booking is only considered confirmed after payment is approved.
+
+### 5.2 Ticket Ownership
+
+Tickets are personal and non-transferable unless explicitly allowed.
+
+Group tickets remain the responsibility of the purchaser.
+
+### 5.3 Admission Rights
+
+We reserve the right to deny entry to participants who:
+
+* Violate event rules
+* Engage in disruptive behavior
+* Appear intoxicated
+* Harass other participants
+
+No refunds are provided in such cases.
+
+---
+
+## 6. Payments
+
+### 6.1 Accepted Methods
+
+We accept payments through:
+
+* Paraguayan bank transfer
+* TPago / Bancard
+* Bitcoin / Lightning
+* Cash at the door
+
+Availability may vary per event.
+
+---
+
+### 6.2 Payment Approval
+
+Some payment methods require manual verification.
+
+Tickets are confirmed only after payment approval.
+
+---
+
+### 6.3 Pricing
+
+All prices are displayed in Paraguayan Guaraní (Gs) unless otherwise stated.
+
+Prices may change without prior notice for future events.
+
+---
+
+## 7. Invoices
+
+Invoices are issued for paid bookings when RUC information is provided.
+
+Users are responsible for providing accurate tax data.
+
+Incorrect data may result in invalid invoices.
+
+---
+
+## 8. Cancellations and Changes
+
+Event details such as date, time, or location may change due to unforeseen circumstances.
+
+Users will be notified of significant changes.
+
+Spanglish reserves the right to cancel events if necessary.
+
+Refunds in such cases are governed by the Refund & Cancellation Policy.
+
+---
+
+## 9. Refund Policy Reference
+
+Refunds and cancellations are governed by the separate Refund & Cancellation Policy document, which forms part of these Terms.
+
+---
+
+## 10. User Conduct
+
+Users agree to:
+
+* Respect other participants
+* Follow staff instructions
+* Avoid discriminatory or abusive behavior
+* Comply with local laws
+
+Violations may result in removal without refund.
+
+---
+
+## 11. Intellectual Property
+
+All website content, including text, graphics, logos, and software, is owned by Spanglish or its licensors.
+
+Unauthorized use is prohibited.
+
+---
+
+## 12. Limitation of Liability
+
+To the maximum extent permitted by law:
+
+* Spanglish is not liable for indirect damages
+* Participation is at the user’s own risk
+* We are not responsible for lost belongings
+* We are not responsible for third-party services
+
+---
+
+## 13. Health and Safety
+
+Participants are responsible for their own health and safety during events.
+
+Users must inform staff of relevant medical conditions if necessary.
+
+We may refuse participation if safety is compromised.
+
+---
+
+## 14. Force Majeure
+
+We are not liable for failure to perform due to events beyond our control, including:
+
+* Natural disasters
+* Government actions
+* Pandemics
+* Power failures
+* Internet outages
+
+---
+
+## 15. Termination
+
+We may suspend or terminate accounts for violations of these Terms.
+
+Termination does not affect outstanding payment obligations.
+
+---
+
+## 16. Privacy
+
+Personal data is processed in accordance with our Privacy Policy.
+
+---
+
+## 17. Governing Law and Jurisdiction
+
+These Terms are governed by the laws of the Republic of Paraguay.
+
+Any disputes shall be resolved in the courts of Paraguay.
+
+---
+
+## 18. Changes to These Terms
+
+We may update these Terms periodically.
+
+Changes will be published with an updated date.
+
+Continued use constitutes acceptance.
+
+---
+
+## 19. Contact Information
+
+For questions regarding these Terms, contact:
+
+Spanglish
+Email: [Insert Contact Email]
+Website: [Insert Website URL]
+
+---
+
+## 20. Acceptance
+
+By using our website and services, you confirm that you have read, understood, and agreed to these Terms and Conditions.