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frontend/app/terms/page.tsx

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+import type { Metadata } from "next";
+import Link from "next/link";
+import { Navbar } from "@/components/public/Navbar";
+import { Footer } from "@/components/public/Footer";
+
+export const metadata: Metadata = {
+  title: "Terms of Use",
+  description:
+    "Terms of use for the Belgian Bitcoin Embassy website. Community-driven, non-commercial Bitcoin education platform in Belgium.",
+  openGraph: {
+    title: "Terms of Use - Belgian Bitcoin Embassy",
+    description: "Terms governing the use of the Belgian Bitcoin Embassy platform.",
+  },
+  alternates: { canonical: "/terms" },
+};
+
+export default function TermsPage() {
+  return (
+    <>
+      <Navbar />
+      <div className="min-h-screen">
+        <div className="max-w-3xl mx-auto px-8 pt-16 pb-24">
+          <h1 className="text-4xl font-black mb-8">Terms of Use</h1>
+
+          <div className="space-y-8 text-on-surface-variant leading-relaxed">
+            <section>
+              <h2 className="text-xl font-bold text-on-surface mb-4">About This Site</h2>
+              <p>
+                The Belgian Bitcoin Embassy website is a community-driven, non-commercial
+                platform focused on Bitcoin education and meetups in Belgium. By using
+                this site, you agree to these terms.
+              </p>
+            </section>
+
+            <section>
+              <h2 className="text-xl font-bold text-on-surface mb-4">Content</h2>
+              <p>
+                Blog content on this site is curated from the Nostr network. The
+                Belgian Bitcoin Embassy does not claim ownership of third-party
+                content and provides it for educational purposes only. Content
+                moderation is applied locally and does not affect the Nostr network.
+              </p>
+            </section>
+
+            <section>
+              <h2 className="text-xl font-bold text-on-surface mb-4">No Financial Advice</h2>
+              <p>
+                Nothing on this website constitutes financial advice. Bitcoin is a
+                volatile asset. Always do your own research and consult qualified
+                professionals before making financial decisions.
+              </p>
+            </section>
+
+            <section>
+              <h2 className="text-xl font-bold text-on-surface mb-4">User Conduct</h2>
+              <p>
+                Users interacting via Nostr (likes, comments) are expected to behave
+                respectfully. The moderation team reserves the right to locally hide
+                content or block pubkeys that violate community standards.
+              </p>
+            </section>
+
+            <section>
+              <h2 className="text-xl font-bold text-on-surface mb-4">Liability</h2>
+              <p>
+                The Belgian Bitcoin Embassy is a community initiative, not a legal
+                entity. We provide this platform as-is with no warranties. Use at
+                your own discretion.
+              </p>
+            </section>
+          </div>
+        </div>
+      </div>
+      <Footer />
+    </>
+  );
+}